IA Magazine

THC-Infused Beverages: Does CGL Liquor Liability Exclusion Apply?

Is there a liability coverage gap for the sale of these beverages, with or without the addition of a liquor liability form? Does the definition of “intoxication” apply to only alcohol or more broadly?

Posted: Oct 24, 2024

The Big ‘I’ Announces Progressive Insurance® Donation to the Trusted Choice® Relief Fund

Disaster-affected agencies are encouraged to apply for assistance.

Posted: Oct 23, 2024

5 Labor Market Trends to Watch as 2024 Ends

In today’s changing workplace, long-term business readiness revolves around an organization’s ability to attract and retain diverse talent from a wide range of skill sets.

Posted: Oct 23, 2024

Big ‘I’ Experts Preview 2024 Election

Nathan Riedel, Big “I” senior vice president of federal government affairs, sits down with Molly Abboud, Big “I” director of political affairs, to discuss potential outcomes for the election on Nov. 5.

Posted: Oct 23, 2024

Are Your Customers Protected From Cybercrime?

Cyber insurance is just one component in protection from cybercriminals. By recommending these additional strategies to customers, you can position yourself as a trusted advisor.  

Posted: Oct 20, 2024

Cybersecurity Failure: Lessons From the CrowdStrike Incident

A logic error caused a major outage, impacting critical sectors. What can risk managers and cybersecurity pros learn from the CrowdStrike event?  

Posted: Oct 20, 2024

How Employers Create EPLI Exposure by Using Biometric Technology

Using, maintaining and storing employees' biometric information can present employment practices liability insurance (EPLI) concerns if employees make allegations and file lawsuits involving biometric laws.

Posted: Oct 20, 2024

How Employers Create EPLI Exposure by Using Biometric Technology

Using, maintaining and storing employees' biometric information can present employment practices liability insurance (EPLI) concerns if employees make allegations and file lawsuits involving biometric laws.

Posted: Oct 20, 2024

Managing Rising Homeowners Premiums By Offering Standalone Jewelry Coverage

To manage homeowners premium increases, 50% of the agent respondents suggested that clients remove jewelry riders and floaters and move coverage to a standalone jewelry policy, according to survey.

Posted: Oct 20, 2024

Managing Rising Homeowners Premiums By Offering Standalone Jewelry Coverage

To manage homeowners premium increases, 50% of the agent respondents suggested that clients remove jewelry riders and floaters and move coverage to a standalone jewelry policy, according to survey.

Posted: Oct 20, 2024

Should an Agency Record Phone Calls With Insureds?

Should an agency record phone conversations with insureds in the event documentation is needed in an errors & omissions claim? What is the current best practice for storing those recordings in an agency management system (AMS)?

Posted: Oct 17, 2024

1 in 3 Agencies Plan to Implement AI in Next 5 Years

In general, attitudes around implementing artificial intelligence (AI) are mixed, with 64% of principals interested in how AI can improve their business, says Safeco and Liberty Mutual study.

Posted: Oct 16, 2024

Marketing With Direct Mail: Yes, It Works

This 150-year-old marketing channel can be a real game-changer for your firm.

Posted: Oct 15, 2024

APCIA Annual Meeting 2024: The Damaging Impact of Third-Party Litigation Funding

Third-party litigation funding has been an emerging issue over the past several years, and its evolution is creating deeper ripples across the insurance ecosystem and the judiciary.

Posted: Oct 15, 2024

5 Internal Agency Perpetuation Options

When it comes to planning for your agency's internal perpetuation, there are numerous factors to consider, each requiring careful consideration and strategic discussion.

Posted: Oct 15, 2024

APCIA Annual Conference 2024: The Damaging Impact of Third-Party Litigation Funding

Third-party litigation funding has been an emerging issue over the past several years and its evolution is creating deeper ripples across the insurance ecosystem.

Posted: Oct 15, 2024

Cybersecurity Awareness Month: 4 Ways to Mitigate Cyber Exposure

While cyber exposure is dangerously prevalent, there are still tactics that businesses can use to protect their business and their clients.

Posted: Oct 13, 2024

Ahoy! Insurance Announces New Yacht Product

The new yacht product provides protection against common boating risks, accidents unique to watercraft, theft and environmental damage.

Posted: Oct 13, 2024

Small Fry: Help Small Businesses Understand Professional Liability Coverage

Small businesses may be tempted to eliminate professional liability coverage, especially when they haven't had any claims—that is not a good idea.

Posted: Oct 13, 2024

CrowdStrike Outage: A Paradox in Cybersecurity

Explore how the CrowdStrike event reshapes the understanding of risk and the evolving landscape of digital security.

Posted: Oct 13, 2024

Tell Clients How to Protect Themselves from Cyberattacks

Cybercrime isn’t going away, so individuals and businesses need to ensure they have protection. These 5 tips will help you guide customers in the right direction.

Posted: Oct 13, 2024

Can a Property Manager Be an Additional Insured on Landlord’s DP3 Policy?

A landlord’s property management firm wants to be added as an additional insured to the policy, but the carrier requires that the property manager is listed on the deed.

Posted: Oct 10, 2024

The Power of the Hispanic Community and Bridging Gaps in Insurance

Hispanic influence continues to expand in the world of business, entrepreneurship and insurance, playing a key role in shaping the future of these sectors while addressing the unique challenges and opportunities facing their communities.

Posted: Oct 09, 2024

Third-Party Litigation Funding Transparency Bill Introduced in House

The bill would require the disclosure of investors who have a right to receive payment based on the outcome of a case, as well as the disclosure of the financing agreement between investors and plaintiffs.

Posted: Oct 09, 2024

J.D. Power and Big ‘I’ Study: Quoting, Communication and Flexibility Key to Agent’s Carrier Satisfac...

For the seventh year in a row, the Big “I" and J.D. Power teamed up to measure property & casualty independent insurance agent perceptions of their carriers.

Posted: Oct 08, 2024