IA Magazine
Extreme weather events continue to present difficulties in the agricultural sector, and farmers are finding themselves in dire financial straits and at risk of losing their livelihood.
Posted: Mar 02, 2025
Farmers face making increasingly difficult, complicated decisions when it comes to choosing from complex insurance products. This is where independent agents can help.
Posted: Mar 02, 2025
Among married-couple families in 2023, both spouses were employed in nearly 50% of families, according to the U.S. Bureau of Labor Statistics. Here are three considerations for serving dual-income households.
Posted: Mar 02, 2025
Leveraging expertise to provide comprehensive protection and improve customer retention.
Posted: Mar 02, 2025
How should an agency prepare for an agency management system (AMS) being down for an extended period of time, such as after a catastrophe or cyberattack?
Posted: Feb 27, 2025
U.S. property & casualty insurers posted an underwriting loss of $2.6 billion for 2024, a significant improvement from the $24.6 billion underwriting loss recorded in 2023, according to AM Best.
Posted: Feb 25, 2025
Artificial intelligence (AI) is transforming how independent agents operate, freeing agents to focus on meaningful client conversations and strategic advice.
Posted: Feb 25, 2025
Your website is more than a page on the internet—it’s your digital front door, the first impression many prospective clients have of your business.
Posted: Feb 25, 2025
As homeowners premiums increase agents can help create understanding through education on why costs are up and what coverage options are available for their clients.
Posted: Feb 23, 2025
The program includes a suite of commercial inland marine and general liability products, as well as additional optional coverages to meet unique exposures within the entertainment space.
Posted: Feb 23, 2025
Seventy-three percent of independent insurance agencies saw an increase in their agency errors & omissions renewal premium in 2024.
Posted: Feb 23, 2025
Four strategies agents can use to enhance coverage and build trust.
Posted: Feb 23, 2025
A general contractor in New York is being required by a state authority to have $1 million limit for coverage for damages to rented premises. The commercial general liability (CGL) carrier can only issue a maximum of $300,000.
Posted: Feb 20, 2025
More than three-quarters of midsize business owners say evolving regulatory and safety standards have had an impact on their risk management needs, the survey found.
Posted: Feb 19, 2025
A thriving team can be the key to a smooth and successful transition during an acquisition, engaging with new leadership and contributing to the long-term success of the business.
Posted: Feb 18, 2025
Avoiding a decision can feel like maintaining the status quo. In reality, standing still might mean falling behind, losing a competitive edge or missing new opportunities.
Posted: Feb 17, 2025
A client owns a car, which is titled in her name, and gives it to her stepdaughter to drive. How should the personal auto policy be written?
Posted: Feb 17, 2025
Social media is a great opportunity for agents to meet customers where they are. Here are three ways agents can use social media to promote their agency.
Posted: Feb 12, 2025
While engagements and cohabitation have long been the hallmarks of commitment, a recent Nationwide survey found 42% of renting couples see sharing an insurance policy as a modern equivalent to marriage.
Posted: Feb 11, 2025
Join other agents and speak to legislators in a unified voice at the premier event for independent agents, taking place April 30-May 2 in Washington, D.C.
Posted: Feb 11, 2025
It's important that homeowners who undertake home improvements talk to their agent about what they're planning to do or what they have done to better understand how that affects their insurance premiums and coverage.
Posted: Feb 09, 2025
Cybercriminals are using artificial intelligence (AI) to make phishing harder to detect. Here are four security practices that small and midsize businesses can use to protect their organizations.
Posted: Feb 09, 2025
Transforming customer relationships with total protection and proactive risk management.
Posted: Feb 09, 2025
The "Disaster Mitigation and Tax Parity Act of 2025," reintroduced in the U.S. Senate, aims to exempt qualified catastrophe mitigation payments from being considered taxable income.
Posted: Feb 05, 2025
Residential reconstruction costs climbed 64% over the past decade and commercial reconstruction costs have risen by 58%, according to a Verisk report.
Posted: Feb 04, 2025