IA Magazine

The Dangers of Dabbling: E&O Risks for Venturing Outside Your Expertise

​A COVID-19 hangover. The hard market. The movement of policies from the admitted market to excess & surplus lines. Whether a single factor or a combination is to blame, one thing is certain: Errors & omissions claims are on the rise.

Posted: May 01, 2025

Rep. Ciscomani Urges Agents to Be Passionate, Informed and Direct on Capitol Hill

Rep. Juan Ciscomani (R-Arizona), spoke to Big “I” members about the importance of civil discourse within Congress, engaging younger generations in public service and the American Dream.

Posted: Apr 30, 2025

Agency Nation Meets: Rick Warter

Rick brings nearly three decades of experience as a successful professional services executive to his role of chief customer officer at Vertafore.

Posted: Apr 30, 2025

Young Agent Scholarship Winner: It’s Always About the Community

Kendra Garrett, the recipient of this year’s Herndon First-Timer Scholarship Award, resonates with Herndon’s legacy of education and community impact.

Posted: Apr 29, 2025

Sen. Daines Is Big ‘I’ Legislator of the Year

Sen. Steve Daines (R-Montana) was presented with the 2024 Gerald Solomon Big “I" Legislator of the Year Award.

Posted: Apr 29, 2025

6 Ways to Protect Buildings from Severe Convective Storms

As insurers increase their underwriting restrictions to limit storm exposures, risk mitigation is becoming more important than ever for commercial insureds. Here are six ways to minimize building damage from severe convective storms.

Posted: Apr 27, 2025

4 Common Coverage Gaps Agents Should Highlight for Cannabis Clients

Cannabis operators are facing increasing operational costs and liability risks and are looking to cut costs wherever they can.

Posted: Apr 27, 2025

4 Insurance Challenges for Section 8 Landlords

The guidelines for the federally funded program include maintaining properties in compliance with local housing codes, passing periodic inspections by housing authorities and following strict eviction and lease termination procedures.

Posted: Apr 27, 2025

ACV or RC for CGL Property Damage Claims?

A contractor with an ISO commercial general liability policy experienced a property damage claim. The carrier says it owes the actual cash value (ACV) for repairs but the agent believes the carrier owes the full cost to repair.

Posted: Apr 24, 2025

Georgia Cracks Down on Legal System Abuse with Comprehensive Reforms

This week, Georgia Gov. Brian Kemp signed into law a comprehensive package of legal reform measures designed to restore balance and fairness to the state’s troubled civil justice system.

Posted: Apr 23, 2025

Big ‘I’ Legislative Conference: Issues Briefing Released, Speakers Announced

Get up to speed on the key issues that will be the focus of the 2025 Big "I" Legislative Conference and check out the lineup of congressional speakers.

Posted: Apr 23, 2025

How Independent Agents Can Redefine the Customer Journey in CAT-Prone Areas

As wildfires, tornadoes and floods continue to disrupt the lives of millions across the U.S., our industry must face a hard truth: The current insurance purchasing journey often fails both consumers and the agents trying to serve them.

Posted: Apr 22, 2025

Driver Overconfidence Is Making Distracted Driving Worse

Most drivers believe other motorists' driving behaviors are bad and getting worse, according to Nationwide. Yet most rate their own driving very highly, despite participating in the same risky behaviors.

Posted: Apr 22, 2025

Cannabis Operators Struggle as Regulations Shift on a State-by-State Basis

Challenges persist for the cannabis industry primarily due to the regulatory landscape, an increase in product recalls, increasing premium rates and an industry consolidation.

Posted: Apr 20, 2025

Hurricane Coverage From Vortex Insurance Fills Gaps After Hurricanes Helene and Milton

The supplemental parametric hurricane policy defines the coverage area using either a single 20-mile radius circle or a dual-circle setup with 20-mile and 40-mile radii around the insured address.

Posted: Apr 20, 2025

3 Approaches to Protect Against New Risks in Agriculture

While traditional insurance policies still provide crucial coverage, many farmers face increasing exclusions, limitations and challenges in securing the coverage they need.

Posted: Apr 20, 2025

3 Approaches to Protect Against New Risks in Agriculture

While traditional insurance policies still provide crucial coverage, many farmers face increasing exclusions, limitations and challenges in securing the coverage they need.

Posted: Apr 20, 2025

What Falls Under the Multi-Unit and Tract Housing Residential Exclusion?

A carrier is attaching the exclusion to every contractor policy regardless of business class. How will this exclusion apply to different types of contractors?

Posted: Apr 17, 2025

How Does a Divorce Impact Your Agency Value?

For business owners experiencing divorce, 57% say their company has taken a financial hit and 70% couldn’t focus on their work the same way.

Posted: Apr 15, 2025

Roof Claim Costs Increased 30% from 2022 to 2024

Roof repair and replacement cost value totaled nearly $31 billion in 2024, according to a report from Verisk.

Posted: Apr 15, 2025

Personal and Commercial Rates Continue to Rise in Q1 2025

The first quarter of 2025 saw both personal and commercial lines insurance rates continue to increase.

Posted: Apr 13, 2025