IA Magazine

Compensation Planning for 2023: Salary Reviews and Raises

Although 2022's average salary increase was the highest since 2008, inflation of around 7%-8% results in negative wage growth for many employee groups.

Posted: Nov 29, 2022

Water: The New Fire in Commercial Construction

Water damage is one of the key drivers of builders risk claims. Learn more about how you can help your clients avoid costly water damage.

Posted: Nov 27, 2022

PAK Programs Adds Coverage for Brewpubs and Gastropubs

Coverage includes finished goods and beer aging in barrels which are valued at selling price.

Posted: Nov 27, 2022

How Agents Can Prepare D&O Clients for Insolvency

Despite the good news in the D&O market, uncertainty remains as the economy faces a period of higher inflation and a possible recession, which could lead to an increase in D&O claims.

Posted: Nov 27, 2022

3 Ways to Mitigate Commercial Auto Premium Increases at Renewal

As premiums increase, carriers implement more stringent underwriting requirements, and inflationary pressures increase overheads, it may all prove too much for some businesses.

Posted: Nov 27, 2022

4 Ways to Get in Front of Younger High-End Home Buyers

Young high-end homebuyers are looking for enhanced customer service, which can be provided by agents with strong carrier partnerships.

Posted: Nov 27, 2022

4 Ways to Get in Front of Younger High-End Home Buyers

Young high-end homebuyers are looking for enhanced customer service, which can be provided by agents with strong carrier partnerships.

Posted: Nov 27, 2022

Buying an Agency? 4 Best Practices to Safeguard Your Investment

Mitigate the risks of buying another insurance agency. These four best practices could help safeguard your investment in a new book of business while maximizing your investment.

Posted: Nov 27, 2022

Set Producers Up for Success by Avoiding These Mentoring Pitfalls

Many agencies are investing significantly in developing training platforms and initiatives, or outsourcing producer coaching and training to reduce underperformance and producer failure rates.

Posted: Nov 22, 2022

4 Ways to Secure High-End Home Buyers

Today’s high-end neighborhoods are often full of millennial homeowners, which creates opportunities for agents.

Posted: Nov 20, 2022

Small Businesses Adapt to Recession Reality, Could Cut Coverages

This year's Small Business Saturday is on Nov. 26 and it's more important than ever to support your community's local businesses.

Posted: Nov 20, 2022

The D&O Hard Market Is History as Conditions Improve

As capacity returns and rate increases decelerate, D&O market conditions have improved. However, agents need to remain diligent.

Posted: Nov 20, 2022

From the Front Lines: D&O

"Directors & officers insurance is the only policy that can adequately protect board actions and decisions protecting their fiduciary responsibility to the organization," says independent agent William Simons. "The decisions and actions board members...

Posted: Nov 20, 2022

The D&O Hard Market Is History, But Challenges Continue to Slow the Transition

Today, D&O market conditions have improved, with clients able to find higher limits at cheaper prices as capacity returns to the market and rate increases decelerate.

Posted: Nov 20, 2022

Water Loss Is the New Fire in Commercial Construction

Water damage is one of the key drivers of builders risk claims. Learn more about how you can help your clients avoid costly water damage.

Posted: Nov 20, 2022

4 Ways to Secure High-End Home Buyers

Today’s high-end neighborhoods are often full of millennial homeowners, which creates opportunities for agents.

Posted: Nov 20, 2022

Winter Vacations and Unoccupied Homes: Losses Waiting to Happen

Here are four potential issues that can occur during the colder months and how agents can help clients be better prepared.

Posted: Nov 20, 2022

Small Business Saturday: Adapting to Recession Reality, Insureds Could Cut Coverages

This year's Small Business Saturday is on November 26th and it's more important than ever to support your community's local businesses.

Posted: Nov 20, 2022

4 Bank-Endorsed Ways to Maximize Your Investment in a Book of Business

These best practices could maximize your potential ROI on buying a book of business. Learn how to increase client retention, conserve cash flow and plan for an efficient transition.

Posted: Nov 20, 2022

The D&O Hard Market Is History, But Challenges Continue to Slow the Transition

Today, D&O market conditions have improved, with clients able to find higher limits at cheaper prices as capacity returns to the market and rate increases decelerate.

Posted: Nov 20, 2022

Water Loss Is the New Fire in Commercial Construction

Water damage is one of the key drivers of builders risk claims. Learn more about how you can help your clients avoid costly water damage.

Posted: Nov 20, 2022

Winter Vacations and Unoccupied Homes: Losses Waiting to Happen

Here are four potential issues that can occur during the colder months and how agents can help clients be better prepared.

Posted: Nov 20, 2022

Should the Personal Umbrella Effective Date Match the Underlying Policy?

Is it best practice to ensure that the personal umbrella policy effective date aligns with the date on the homeowners policy, personal auto policy or any other underlying coverage?

Posted: Nov 17, 2022

Insurance Industry Employment Projected to Grow

Over the next 12 months, 68% of companies plan to increase staff, largely due to an anticipated increase in the volume of business as well as current understaffing.

Posted: Nov 16, 2022

Control of Congress Divided as Republicans Choose Leadership

As of press time, Republicans control 218 seats in the U.S. House of Representatives, Democrats control 210 seats and 7 seats have not been determined.

Posted: Nov 16, 2022