IA Magazine

Cyber Events and Equipment Breakdown

Protecting equipment against breakdown in the 21st Century must encompass protecting machinery against direct physical damage caused by cyber events.

Posted: Aug 22, 2021

Top 5 Causes of Workplace Accidents Cost Employers $40 Billion

Overexertion alone costs businesses $13.30 billion, according to the Liberty Mutual Workplace Safety Index.

Posted: Aug 22, 2021

Top 5 Causes of Workplace Accidents Cost Employers $40 Billion

Overexertion alone costs businesses $13.30 billion, according to the Liberty Mutual Workplace Safety Index.

Posted: Aug 22, 2021

Company Auto Hits Personal Trailer: Is Coverage Excluded?

An insured back his LLC's auto into his parents' personal trailer. Because his parents are also LLC members, the carrier is denying coverage based on the care, custody or control exclusion.

Posted: Aug 19, 2021

Classic Car Insurance Provider Hagerty to Go Public in SPAC Deal

The deal will add Hagerty to a growing list of other insurance companies that went public via SPAC in the last year, including Hippo and Lemonade.

Posted: Aug 18, 2021

Amount of AM Best Ratings Changes for P-C Insurers Increases

AM Best rating actions for p-c carriers increased in the first half of 2021 with 10 upgrades and nine downgrades in the commercial lines segment and 16 upgrades and six downgrades in the personal lines segment .

Posted: Aug 18, 2021

AM Best Ratings: P-C Insurer Upgrades, Downgrades Increase

AM Best rating actions for p-c carriers increased in the first half of 2021 with 10 upgrades and nine downgrades in the commercial lines segment and 16 upgrades and six downgrades in the personal lines segment .

Posted: Aug 18, 2021

Help Small Business Clients Attract and Retain Top Hires Affordably

How can you help your small business clients recruit and retain top talent affordably in this challenging workforce and health insurance environment? By offering them an excepted benefits health insurance plan.

Posted: Aug 17, 2021

5 Things to Ask Yourself Before Giving Up on Email Marketing

Are you overwhelmed by trying to find the right content, subject lines, send time and platform? Before you throw in the towel, as yourself these five questions.

Posted: Aug 16, 2021

When Quoting Affluent Customers, Don’t Forget These 5 Coverages

Affluent customers need the ease, choice and expert advice that independent agents can provide. Offer these five coverages to help them protect their assets and offer peace of mind.

Posted: Aug 15, 2021

3 Reasons Homeowners Need More Coverage

COVID-19 has affected the homeowners insurance market in numerous ways. Here are three reasons homeowners need more coverage now than prior to the coronavirus pandemic.

Posted: Aug 15, 2021

Are Businesses Covered if a Cyber Event Damages Equipment?

Once into a computer system, hackers may have access to everything connected to it. That can include electrical, manufacturing, refrigeration, HVAC and security equipment.

Posted: Aug 15, 2021

Marsh Partners with Amazon on Product Liability Insurance Network

Brokerage giant Marsh has partnered with Amazon on its new digital insurance network, Amazon Insurance Accelerator, helping small third-party sellers easily and affordably secure product liability insurance.

Posted: Aug 15, 2021

5 Way Agents Can Assist Homebuyers in the Current Market

Homebuyers can benefit from an independent agent's advice to keep their home offers grounded in reality, particularly in this competitive market. Here a five ways they can assist.

Posted: Aug 15, 2021

5 Ways Agents Can Assist Homebuyers in the Current Market

Homebuyers can benefit from an independent agent's advice to keep their home offers grounded in reality, particularly in this competitive market. Here are five ways agents can assist.

Posted: Aug 15, 2021

Drunk Driver Buys Gas, Crashes: Does the CGL or Liquor Liability Respond?

Would commercial general liability or liquor liability respond to a claim where bodily injury is the result of a gas station selling fuel to an already intoxicated person?

Posted: Aug 12, 2021

Democrats Move Forward with $3.5 Trillion Budget

The reconciliation package could include up to $1.75 trillion in tax increases that could impact small businesses including independent agencies that file taxes as a C corporation.

Posted: Aug 11, 2021

Big ‘I’ Submits Comments on Biden Administration Reinstating HUD Disparate Impact Rule

The Big “I" submitted comments on the proposed rule which it believes directly conflicts with state laws that require rates to be based upon actuarially sound factors predicated on risk.

Posted: Aug 11, 2021

IVANS Acquires Ask Kodiak

IVANS, a division of Applied Systems, announced that it has acquired Ask Kodiak, a pioneering InsurTech offering commercial lines market appetite and search capabilities for independent agents. The acquisition is the latest addition to Applied's comm...

Posted: Aug 10, 2021

10 Factors to Consider Before Reimagining Your Workplace

An important factor in restructuring any workplace will be how employees want to work. Here are 10 things to consider as more employees look for remote work options.

Posted: Aug 10, 2021

The Difference Between Selling Your Book vs. Selling Your Business

Here are three questions to consider which option is right for your agency.

Posted: Aug 09, 2021

Why Affluent Customers Need Independent Agents

Wedged between high net worth and mass-market, affluent consumers need high limits of liability to protect their assets but may not want to pay for white-glove service. Here are five coverages to offer them.

Posted: Aug 08, 2021

Helping First-Time Home Buyers Purchase the Right Coverage

Buying homeowners insurance can be seen as just one more transaction to be completed before closing on a home. Agents can set themselves apart by educating clients on what they're buying.

Posted: Aug 08, 2021

Helping First-Time Home Buyers Purchase the Right Coverage

Buying homeowners insurance can be seen as just one more transaction to be completed before closing on a home. Agents can set themselves apart by educating clients on what they're buying.

Posted: Aug 08, 2021

When Cyber Hackers Damage Equipment

When cyber criminals attack a business, they can access more than the data needed to run the business and the personal information of employees and customers.

Posted: Aug 08, 2021