IA Magazine

5 Ways Agents Can Assist Homebuyers in the Current Market

Homebuyers can benefit from an independent agent's advice to keep their home offers grounded in reality, particularly in this competitive market. Here are five ways agents can assist.

Posted: Aug 15, 2021

3 Reasons Homeowners Need More Coverage

COVID-19 has affected the homeowners insurance market in numerous ways. Here are three reasons homeowners need more coverage now than prior to the coronavirus pandemic.

Posted: Aug 15, 2021

Are Businesses Covered if a Cyber Event Damages Equipment?

Once into a computer system, hackers may have access to everything connected to it. That can include electrical, manufacturing, refrigeration, HVAC and security equipment.

Posted: Aug 15, 2021

Drunk Driver Buys Gas, Crashes: Does the CGL or Liquor Liability Respond?

Would commercial general liability or liquor liability respond to a claim where bodily injury is the result of a gas station selling fuel to an already intoxicated person?

Posted: Aug 12, 2021

Democrats Move Forward with $3.5 Trillion Budget

The reconciliation package could include up to $1.75 trillion in tax increases that could impact small businesses including independent agencies that file taxes as a C corporation.

Posted: Aug 11, 2021

Big ‘I’ Submits Comments on Biden Administration Reinstating HUD Disparate Impact Rule

The Big “I" submitted comments on the proposed rule which it believes directly conflicts with state laws that require rates to be based upon actuarially sound factors predicated on risk.

Posted: Aug 11, 2021

IVANS Acquires Ask Kodiak

IVANS, a division of Applied Systems, announced that it has acquired Ask Kodiak, a pioneering InsurTech offering commercial lines market appetite and search capabilities for independent agents. The acquisition is the latest addition to Applied's comm...

Posted: Aug 10, 2021

10 Factors to Consider Before Reimagining Your Workplace

An important factor in restructuring any workplace will be how employees want to work. Here are 10 things to consider as more employees look for remote work options.

Posted: Aug 10, 2021

The Difference Between Selling Your Book vs. Selling Your Business

Here are three questions to consider which option is right for your agency.

Posted: Aug 09, 2021

HSB Launches New Product to Protect Farms from Data Risks

The Precision Ag Suite combines three coverages: equipment breakdown, implements coverage and cyber coverage. Each coverage can be configured to fit a farm owner's needs.

Posted: Aug 08, 2021

Using Job Hazard Analysis to Improve Risk Management and Performance

Embracing risk management policies can help alleviate serious personal and financial ramifications for employers. Here's the story of how risk management helped one workers compensation client achieve a goal of zero injuries.

Posted: Aug 08, 2021

When Cyber Hackers Damage Equipment

When cyber criminals attack a business, they can access more than the data needed to run the business and the personal information of employees and customers.

Posted: Aug 08, 2021

HSB Launches New Product to Protect Farms from Data Risks

The Precision Ag Suite combines three coverages: equipment breakdown, implements coverage and cyber coverage. Each coverage can be configured to fit a farm owner's needs.

Posted: Aug 08, 2021

Helping First-Time Home Buyers Purchase the Right Coverage

Buying homeowners insurance can be seen as just one more transaction to be completed before closing on a home. Agents can set themselves apart by educating clients on what they're buying.

Posted: Aug 08, 2021

Helping First-Time Home Buyers Purchase the Right Coverage

Buying homeowners insurance can be seen as just one more transaction to be completed before closing on a home. Agents can set themselves apart by educating clients on what they're buying.

Posted: Aug 08, 2021

When Cyber Hackers Damage Equipment

When cyber criminals attack a business, they can access more than the data needed to run the business and the personal information of employees and customers.

Posted: Aug 08, 2021

Using Job Hazard Analysis to Improve Risk Management and Performance

Embracing risk management policies can help alleviate serious personal and financial ramifications for employers. Here's the story of how risk management helped one workers compensation client achieve a goal of zero injuries.

Posted: Aug 08, 2021

Why Affluent Customers Need Independent Agents

Wedged between high net worth and mass-market, affluent consumers need high limits of liability to protect their assets but may not want to pay for white-glove service. Here are five coverages to offer them.

Posted: Aug 08, 2021

Bill to Eliminate FIO Introduced in the House

Supported by the Big “I", the legislation would eliminate the Federal Insurance Office, an information-gathering body within the U.S. Treasury Department.

Posted: Aug 04, 2021

FEMA Sends out Update as NFIP’s Risk Rating 2.0 Implementation Nears

The notice to Write-Your-Own insurance companies stated the anticipated quoting and policy issuance date for Phase 1 of Risk Rating 2.0 policies will be available starting on Aug. 16.

Posted: Aug 04, 2021

4 InsurTechs That Went Public: How It’s Going So Far

​Last year, the insurance industry witnessed three major InsurTechs go public. This week Hippo joined Lemonade, Metromile and Root on the New York Stock Exchange. Here's how it's going.

Posted: Aug 04, 2021

Oregon Wildfires Bring Out the Best in Local Independent Insurance Agents

2020 brought one of the most destructive wildfire seasons ever in Oregon killing 11 people and burning more than 1 million acres. Here's how one independent agent helped a resident make it through the turmoil.

Posted: Aug 03, 2021

Fast Forward: Catch Up with Young Agent Bruce Messier

"My dad is still definitely my biggest motivator," says Bruce Messier, independent agent. "He's 90 years old now and he still comes to work. I do my best to ingest all the knowledge and experience he has to offer."

Posted: Aug 02, 2021

Going Places: Meet Young Agent Isabelle Repinski

"When it came time for me to decide my career path, it really was an easy decision," says Isabelle Repinski, independent agent. "Now I can't see myself in any other career and I truly look forward to going to work every day."

Posted: Aug 02, 2021

Through The Roof: How Agents Can Respond to Rising Construction Costs

Significant increases in the cost of construction materials could affect a large property loss by exhausting the amounts of coverage. Here's what agents can do about it.

Posted: Aug 02, 2021