IA Magazine

Bill to Eliminate FIO Introduced in the House

Supported by the Big “I", the legislation would eliminate the Federal Insurance Office, an information-gathering body within the U.S. Treasury Department.

Posted: Aug 04, 2021

FEMA Sends out Update as NFIP’s Risk Rating 2.0 Implementation Nears

The notice to Write-Your-Own insurance companies stated the anticipated quoting and policy issuance date for Phase 1 of Risk Rating 2.0 policies will be available starting on Aug. 16.

Posted: Aug 04, 2021

4 InsurTechs That Went Public: How It’s Going So Far

​Last year, the insurance industry witnessed three major InsurTechs go public. This week Hippo joined Lemonade, Metromile and Root on the New York Stock Exchange. Here's how it's going.

Posted: Aug 04, 2021

Oregon Wildfires Bring Out the Best in Local Independent Insurance Agents

2020 brought one of the most destructive wildfire seasons ever in Oregon killing 11 people and burning more than 1 million acres. Here's how one independent agent helped a resident make it through the turmoil.

Posted: Aug 03, 2021

Fast Forward: Catch Up with Young Agent Bruce Messier

"My dad is still definitely my biggest motivator," says Bruce Messier, independent agent. "He's 90 years old now and he still comes to work. I do my best to ingest all the knowledge and experience he has to offer."

Posted: Aug 02, 2021

Going Places: Meet Young Agent Isabelle Repinski

"When it came time for me to decide my career path, it really was an easy decision," says Isabelle Repinski, independent agent. "Now I can't see myself in any other career and I truly look forward to going to work every day."

Posted: Aug 02, 2021

Through The Roof: How Agents Can Respond to Rising Construction Costs

Significant increases in the cost of construction materials could affect a large property loss by exhausting the amounts of coverage. Here's what agents can do about it.

Posted: Aug 02, 2021

Through The Roof: How Agents Can Respond to Rising Construction Costs

Significant increases in the cost of construction materials could affect a large property loss by exhausting the amounts of coverage. Here's what agents can do about it.

Posted: Aug 02, 2021

Silent Cyber and Equipment Breakdown Coverage

Protecting equipment against breakdown in the 21st Century must encompass protecting machinery against direct physical damage caused by cyber events.

Posted: Aug 01, 2021

Chubb Introduces New and Modernized Package Product for Commercial Clients

Key product features include scalable property and general liability coverages to insure clients from the risks they are most likely to face within the industries they specialize.

Posted: Aug 01, 2021

5 Key Coverages to Offer Affluent Customers

The affluent market includes a broad spectrum of consumers who need risk advisors to protect their assets. Learn how to quote affluent customers.

Posted: Aug 01, 2021

3 Tips to Secure Specialized Professional Liability Coverage

Professional liability is a specialized product and requires agents to spend time building an offering that addresses each insured's specific needs. Here are three tips to offer specialized coverage.

Posted: Aug 01, 2021

Intentional Employee Damage: Does the Separation of Insureds Clause Apply?

A roofing company's employee damaged customers' roofs intentionally. The company's carrier denied coverage because the occurance wasn't an accident.

Posted: Jul 29, 2021

NFIP ‘Continuous Coverage’ Legislation Introduced in House

The legislation clarifies that a flood insurance policy purchased in the private market can count as “continuous coverage” under the terms of the National Flood Insurance Program (NFIP).

Posted: Jul 28, 2021

Preparing Nonprofit Clients for Post-Pandemic Trends and Challenges

With nearly 6 in 10 nonprofits negatively impacted by COVID-19, independent agents have the opportunity to counsel their nonprofit clients on the issues they face.

Posted: Jul 27, 2021

6 Ways to Get Started on Your Agency’s Cybersecurity Defenses

The decision to procrastinate on cybersecurity can prove costly. Here are some essential steps the Big "I" encourages members to take promptly.

Posted: Jul 27, 2021

Fast Forward: Catch Up with Young Agent Kari Sandifer

"I believe Gen Z will be far more efficient and further the perception of the industry as a whole," says Kari Sandifer, independent agent. "They're the tech-savvy professionals who can deliver solutions quickly and will definitely make their mark on...

Posted: Jul 26, 2021

Going Places: Meet Young Agent Raymond Lowder

"One of the pros of having different generations in the workplace is experience," says Raymond Lowder, independent agent. "What the older generations have gone through is nothing you can replace."

Posted: Jul 26, 2021

Digital Success Stories: Agents Share How Digital Helped Them Win

Learn how four independent agents strategically used digital tools to grow their agencies and win with customers.

Posted: Jul 25, 2021

Westfield Enters Specialty Insurance Market

The launch of Westfield Specialty will create opportunities to grow profitably, attract new customers and strengthen relationships with existing customers.

Posted: Jul 25, 2021

Contractors Professional Liability Market Moves from Low to High Risk

While most lines of coverage for management and professional liability exposures were firming pre-COVID-19, this market is experiencing turmoil it hasn't seen since the early 2000s.

Posted: Jul 25, 2021

Foresight Introduces Several New Lines of Insurance

The new coverage will be particularly beneficial to construction companies, expanding coverage for equipment, materials in transit and build sites. Manufacturers and agribusinesses will benefit from motor truck cargo coverage.

Posted: Jul 25, 2021

Aon and Willis Towers Watson Cancel Merger

The firms have agreed to terminate their $30 billion deal and end litigation with the U.S. Department of Justice.

Posted: Jul 25, 2021

Is Skunk Spray Damage Covered Under a Homeowners Policy?

A skunk entered the basement of a house through a cat door and sprayed the area. Is animal spray excluded from homeowners coverage under the pollution exclusion?

Posted: Jul 22, 2021