IA Magazine

Intentional Employee Damage: Does the Separation of Insureds Clause Apply?

A roofing company's employee damaged customers' roofs intentionally. The company's carrier denied coverage because the occurance wasn't an accident.

Posted: Jul 29, 2021

NFIP ‘Continuous Coverage’ Legislation Introduced in House

The legislation clarifies that a flood insurance policy purchased in the private market can count as “continuous coverage” under the terms of the National Flood Insurance Program (NFIP).

Posted: Jul 28, 2021

Preparing Nonprofit Clients for Post-Pandemic Trends and Challenges

With nearly 6 in 10 nonprofits negatively impacted by COVID-19, independent agents have the opportunity to counsel their nonprofit clients on the issues they face.

Posted: Jul 27, 2021

6 Ways to Get Started on Your Agency’s Cybersecurity Defenses

The decision to procrastinate on cybersecurity can prove costly. Here are some essential steps the Big "I" encourages members to take promptly.

Posted: Jul 27, 2021

Fast Forward: Catch Up with Young Agent Kari Sandifer

"I believe Gen Z will be far more efficient and further the perception of the industry as a whole," says Kari Sandifer, independent agent. "They're the tech-savvy professionals who can deliver solutions quickly and will definitely make their mark on...

Posted: Jul 26, 2021

Going Places: Meet Young Agent Raymond Lowder

"One of the pros of having different generations in the workplace is experience," says Raymond Lowder, independent agent. "What the older generations have gone through is nothing you can replace."

Posted: Jul 26, 2021

Digital Success Stories: Agents Share How Digital Helped Them Win

Learn how four independent agents strategically used digital tools to grow their agencies and win with customers.

Posted: Jul 25, 2021

Contractors Professional Liability Market Moves from Low to High Risk

While most lines of coverage for management and professional liability exposures were firming pre-COVID-19, this market is experiencing turmoil it hasn't seen since the early 2000s.

Posted: Jul 25, 2021

Foresight Introduces Several New Lines of Insurance

The new coverage will be particularly beneficial to construction companies, expanding coverage for equipment, materials in transit and build sites. Manufacturers and agribusinesses will benefit from motor truck cargo coverage.

Posted: Jul 25, 2021

Westfield Enters Specialty Insurance Market

The launch of Westfield Specialty will create opportunities to grow profitably, attract new customers and strengthen relationships with existing customers.

Posted: Jul 25, 2021

Aon and Willis Towers Watson Cancel Merger

The firms have agreed to terminate their $30 billion deal and end litigation with the U.S. Department of Justice.

Posted: Jul 25, 2021

Is Skunk Spray Damage Covered Under a Homeowners Policy?

A skunk entered the basement of a house through a cat door and sprayed the area. Is animal spray excluded from homeowners coverage under the pollution exclusion?

Posted: Jul 22, 2021

FEMA Announces August Dates for Risk Rating 2.0 Agent Webinars

Designed specifically for insurance agents, the Risk Rating 2.0 – Equity in Action webinars will bring agents the latest information on how and when Risk Rating 2.0 will be implemented.

Posted: Jul 21, 2021

Cybersecurity Tips from Former FBI Agent and More at Elevate Trilogy Part 2: Data

Elevate Trilogy Part Two: Data took a dive into data-driven marketing, cybersecurity, and tech stacks. Check out the recording of the sessions on demand on the Elevate conference event platform.

Posted: Jul 21, 2021

Big ‘I’ Submits Testimony on Future Pandemic Risk

The Big “I" testimony noted that the businesses and nonprofit organizations our members serve were severely impacted by the COVID-19 pandemic and want to be a part of the solution on future pandemic risk.

Posted: Jul 21, 2021

Legislation to Phase Out Small Business Deduction Introduced in Senate

The legislation would phase out the 20% small business tax deduction for taxpayers with incomes over $400,000, while eliminating it altogether for those with incomes exceeding $500,000.

Posted: Jul 21, 2021

Senate Committee Holds Hearing on Reclassifying Independent Contractors

The PRO Act would drastically change the nation's labor laws and includes a provision that could significantly impact the independent agency system.

Posted: Jul 21, 2021

Pivoting to Life, Health and Benefits: Is It Worth It?

In this ever more competitive property-casualty world, it seems like pivoting to life, health and benefits is just like being able to go to your left in basketball. But can we measure the upside?

Posted: Jul 20, 2021

Going Places: Meet Young Agent Kingston Hall

Independent agent Kingston Hall's role model is "my mom," she says. "She's taught me the value of relationships and being authentic."

Posted: Jul 19, 2021

Fast Forward: Catch Up with Young Agent Kevin Fukuyama

"In my own work, it is all about keeping in mind that central thesis of doing what’s best for the client," says Kevin Fukuyama, independent agent. "That has helped create great career fundamentals for me because if we view ourselves as educators, adv...

Posted: Jul 19, 2021

How Digital Can Help You Win with Clients

Four independent agents share how their agencies use digital to connect with clients, expand their reach and scale their business.

Posted: Jul 18, 2021

Integrated Specialty Coverages Launches New Vacant Property Program

The vacant property program targets both properties and vacant land, including residential and commercial buildings, as well as buildings under renovation.

Posted: Jul 18, 2021

How Agents Can Help Contractors Mitigate the Risks of Potential Exposures

A large problem for contractors is that many are still unaware of the professional services and pollution risks associated with their construction work. Independent agents can help clients cover such risks.

Posted: Jul 18, 2021

3 Ways to Create a Better Builders Risk Buying Experience

As the construction industry recovers, now is the time for agents to work with clients to understand their needs and share expertise to acquire the right coverage. Here are three tips to ensure clients get the coverage they need.

Posted: Jul 18, 2021

Does an Agency Need Consent Before Texting a Prospect or Client?

Our agency just got an office texting line. Do we need to ask for consent before texting with a prospect or client? Is a verbal response acceptable or is there a formal way we need to document proof of consent prior to texting?

Posted: Jul 15, 2021