Rough Notes
HUMILITY … A DESIRED TRAIT IN THE GAME OF LIFE   Characteristics of and best practices to embrace humility   By F. Scott Addis, CPCU, CRA, ACRA, TRA, ASA What The post
Posted: Nov 30, 2022
COMMUNICATING BENEFITS CHOICES TO A CHANGING WORKFORCE The challenges of off-site workers and other unfinished business By Thomas A. McCoy, CLU In a job market where employers struggle to attract The post
Posted: Nov 30, 2022
FIVE REASONS WHY EMPLOYERS LIABILITY IS IMPORTANT   Be aware of workers compensation loopholes By Paul Martin, CPCU The workers compensation system is a fascinating compromise. Before workers compensation laws The post
Posted: Nov 30, 2022
MENTAL MUSCLE Gaining focus in a world driven by distraction   By Kimberly Paterson, CEC Michael is an up-and-coming leader in his organization. He’s smart, ambitious, proactive, and has outstanding The post
Posted: Nov 30, 2022
TOP 5 BIG RED FLAGS WHEN IT COMES TO HIRING Not every prospective employee will make the cut Confidence is something I admire and respect. Hubris, however, is off-putting. By The post
Posted: Nov 22, 2022
CYBER CLARITY NOT AT ALL CLEAR Carrier efforts to draw the lines can’t erase the gray areas “Cyber” entails an augmentation of ourselves, the use of computer technology and information The post
Posted: Nov 14, 2022
UNDERSTANDING GENERATIONAL PERSPECTIVES … A KEY TO YOUR LEADERSHIP SUCCESS Guidelines to bridge the generational perspectives gap The post
Posted: Nov 03, 2022
FIVE WAYS TO PROVIDE UNDERWRITERS WITH GREAT SERVICE Tips for staying out of the “do not process” pile Agents routinely expect a lot from their underwriters. … There are also The post
Posted: Nov 03, 2022
INSURANCE-RELATED COURT CASES Digested from case reports published online COURT DECISIONS A tangled tale On October 14, 2018, Megan Johnson and Terri Reed were involved in a collision while in Johnson’s vehicle. The post
Posted: Nov 03, 2022
INSURANCE-RELATED COURT CASES Digested from case reports published online COURT DECISIONS Arbitration agreement put to the test Fiona Trinity sued Life Insurance Company of North America (LINA), Zenfira Kadzhikyan, and Lucine Nikogosian The...
Posted: Nov 03, 2022
INSURANCE-RELATED COURT CASES Digested from case reports published online COURT DECISIONS Bad news for provider Mecosta County Medical Center, d/b/a Spectrum Health Big Rapids (and others), sued Metropolitan Group Property and Casualty The...
Posted: Nov 03, 2022
ATTRACTING, DEVELOPING, AND RETAINING THE BEST TALENT Recurring themes among agencies While people issues may be one of the greatest challenges for agencies, they also provide tremendous opportunities to have The post
Posted: Nov 03, 2022
UNCLE, CAN YOU SPARE A DIME? NAIC panhandles for federal grants to fund health parity regulation Congress already provided states the premium tax carrot. It is time to use the The post
Posted: Nov 03, 2022
OWN YOUR POTENTIAL The biggest lie: You can be anything you want to be Realizing or owning your potential is one of the great responsibilities in life.   By Dr. The post
Posted: Nov 03, 2022
FAIR, ACCURATE, AND EFFECTIVE Eliminating “unfair” rate subsidies can improve a program business book Program managers need to conduct actuarial reviews to ferret out rate subsidies and develop underwriting guidelines The post
Posted: Nov 03, 2022
Customer demand for simplicity, flexibility, and transparency across all aspects of the insurance experience has been pushing the industry to change how it does business for some time. A silver The post
Posted: Nov 03, 2022
Members of the First MainStreet Executive team. From left: Duane Smith, Chairman: Randy Rings, Chief Legal Officer and Secretary: Dru Bridges, Executive Vice President; and Dan Driscoll, Director, Strategic Expansion. The post
Posted: Nov 03, 2022
FIVE WAYS AI HAS BEEN INTERWOVEN INTO THE INDUSTRY Artificial intelligence is not going away and not embracing the technology is simply not a viable option [T]hink of the amount The post
Posted: Oct 26, 2022
OVERHEAD AND PROFIT Insurance logic that strains logic To agents and brokers is left the uneasy task of explaining the vagaries of insurance economics to clients in severe need. You The post
Posted: Oct 18, 2022
CRE MARKET OUTLOOK: NON-ADMITTED COVERAGE IS NO LONGER THE LAST RESORT Insureds with hard-to-place risks have become comfortable with the non-admitted market because it offers a viable coverage option While The post
Posted: Oct 06, 2022
Motorcyclist’s injury claims queried INSURANCE-RELATED COURT CASES Digested from case reports published online   Patrick Sandidge and Sara Tharp were involved in a motor vehicle accident on September 1, 2017. Sandidge was The post
Posted: Sep 30, 2022
Bad night for Big Daddy INSURANCE-RELATED COURT CASES Digested from case reports published online   On July 5, 2015, William Spence drank alcohol at Big Daddy’s Show Club and drove away in The post
Posted: Sep 30, 2022
Truth and consequences INSURANCE-RELATED COURT CASES Digested from case reports published online   Meemic Insurance Company filed a subrogation claim against Angela Jones, seeking to recover from Jones money it had paid The post
Posted: Sep 30, 2022
THE “WHEN” NOT “IF” WORLD OF CYBER RISK The statistics are startling; the role of cyber risk consultant is now critical By Carolyn Smith, TRA, ASA Many small business owners The post
Posted: Sep 30, 2022
A TALE OF TWO AGENCIES Making the most of bad times by preparing in the good times By Mary Belka, CPCU, ARM, ARe, RPLU, CIC, and Cheryl Koch, CPCU, ARM, The post A TA...
Posted: Sep 30, 2022