Rough Notes
CONTRACTS CREATE INSURABLE CONSEQUENCES An insurance policy is a contract that creates its own operating environment. Various insuring agreements, conditions, exclusions, and definitions come together to build a little world The post
Posted: Sep 29, 2021
Specialty Lines Markets PROFESSIONAL LIABILITY INSURANCE Market hardens as carriers reduce capacity and limits By Joseph S. Harrington, CPCU When times get tough, you discover who really has your back. The post
Posted: Sep 29, 2021
Professional Development CHANGE INSURANCE RPS podcast helps agents explore how they can change the way they sell insurance By Christopher W. Cook Imagine working at an insurance agency today without The post
Posted: Sep 29, 2021
LOOKING BACK, LOOKING AHEAD MASON & CARTER, INC. Four generations of leadership drive agency growth and profits By Clark H. Carter, CPCU, CLU Trust, professionalism, integrity, responsiveness, a customer-first mindset, The post
Posted: Sep 29, 2021
Those who’ve been around understand the cyclical nature of the market. In this hard market, you should know how best to protect yourself, your agency, and your book of business. The post
Posted: Sep 20, 2021
FEELING THE LOVE, BUT NOT SHOWING IT Are agents and brokers coming up short as “primary care providers” to small business? By Joseph S. Harrington, CPCU Bloggers like to think The post
Posted: Sep 20, 2021
AGENCY OF THE MONTH GROWING UP Self-reflection determines upward direction for this Tennessee agency By Dennis H. Pillsbury When Donald S. Denbo and Johnny Thompson decided to start their own The post
Posted: Aug 31, 2021
Professional Development WELCOME TO INSURANCE TOWN After experience on both the agency and carrier side, “The Mayor” now focuses on insurance podcast By Christopher W. Cook Northwest of Little Rock, The post
Posted: Aug 31, 2021
Young Professionals CERTIFICATES OF INSURANCE An introduction to COIs: The pros and cons By Christopher W. Cook In one of the podcast episodes referenced in my April 2021 Professional Development The post
Posted: Aug 31, 2021
MANUFACTURERS E&O Carrier tackles four myths about the product By Christopher W. Cook Every so often in the news we hear about product recalls caused by manufacturing errors. Tainted lettuce The post
Posted: Aug 31, 2021
The Young Pro-Files THE FIRST DECADE Young professional joins the industry after internship experience and now leads a specialty program By Christopher W. Cook In the insurance industry, certain dedicated The post
Posted: Aug 31, 2021
STOP LOSS INSURANCE Challenges from the COVID-I9 pandemic stimulate innovations in the market By Len Strazewski It should have caused a free fall of medical expenses. The COVID-19 pandemic has The post
Posted: Aug 27, 2021
Those Who Cause Losses Must Be Accountable Insurance works best when a party that suffers a covered loss is fairly compensated for a loss that is eligible under a given The post
Posted: Aug 27, 2021
PROGRAM CAPTIVES: EYES WIDE OPEN Opportunities beckon, but don’t rush in By Joseph S. Harrington, CPCU Agents and brokers have been showing intense interest over the past decade in creating The post
Posted: Aug 26, 2021
FRONTING BENEFITS AND DRAWBACKS Program administrators are turning to fronted-carrier relationships for choice, control and more By Elisabeth Boone, CPCU Many program administrators have seen capacity restricted because of hardening The pos...
Posted: Aug 26, 2021
HARD MARKET? IT DEPENDS While the market is firming, capacity exists, but at a price By Lori Widmer How hard is today’s insurance market? It’s an answer that varies depending The post
Posted: Aug 26, 2021
PROGRAM BUSINESS RESILIENCE, OPTIMISM AND GROWTH With valuation in the program space as strong as ever, where the market goes over the next several years is anyone’s guess By Ray The post
Posted: Aug 26, 2021
Beyond Insurance By Carolyn Smith, APR, TRA, ASA PREPARING FOR YOUR NEXT NEGOTIATION Ten core concepts to practice before you negotiate Has the COVID-19 pandemic left you feeling somewhat bruised The post
Posted: Aug 26, 2021
Inside Matters By Mary M. Belka, CPCU, ARM, Are, RPLU, CIC, CPIW MASTERING THE FINE ART OF POLICY CONTRACT CHECKING Account managers are the “safety net” for correctly written coverages The post
Posted: Aug 26, 2021
Risk Managers’ Forum By Richard Rudolph SEVEN RISK MANAGEMENT LESSONS FROM COVID-19 What lessons have risk managers learned and what challenges remain? Just as COVID-I9 changed the way we humans The post
Posted: Aug 26, 2021
Acquisition Acumen By James Graham, CVA THE CANARY IN THE COAL MINE It won’t be surprising if multiple brokers go public over the next few years Starting in 2007, when The post
Posted: Aug 26, 2021
Public Policy Analysis & Opinion By Kevin P. Hennosy WELCOME TO THE POWER GAME Arbitration rule for air ambulance claims expected soon This is an opinion column, so I do The post
Posted: Aug 26, 2021
Winning Strategies By Brent Kelly THE POWER OF HAVING A MARKETPLACE SPECIALTY Begin the process of reaping rewards by accepting responsibility for your attitude and actions According to Risk and The post
Posted: Aug 26, 2021
Dig a Little Deeper By Bruce D. Hicks, CPCU, CLU A HOUSE DIVIDED Court case highlights the need for clear language and good-faith communication efforts The Court Decisions column is The post
Posted: Aug 26, 2021
Fair pay for expert witnesses On February 15, 2013, William Precht Jr. was applying herbicide to an agriculture field using an aircraft owned by Riceland Aviation, Inc. Adjacent to the The post
Posted: Aug 26, 2021