Rough Notes
Benefits Products & Services By Thomas A. McCoy, CLU HOW WILL THE PANDEMIC INFLUENCE BENEFITS OFFERINGS? Gallagher study provides an early assessment How will the pandemic influence benefits offerings? The The post
Posted: Sep 25, 2020
Coverholders and Risk Takers By Frank Huver DIVIDED BY A COMMON LANGUAGE Five steps for getting your new program or product in front of the London market For many U.S.-based The post
Posted: Sep 25, 2020
Risk Management By Randy Boss, CRA, CRM, MWCA, SHRM-SCP THE ULTIMATE RISK MANAGEMENT TOOL Lives saved, injuries prevented, litigation avoided—reputations retained The B-17 bomber was a pivotal factor in the The post
Posted: Sep 25, 2020
Beyond Insurance By F. Scott Addis, CPCU, CRA, CBWA, TRA LESSONS LEARNED FROM COVID-19 A dozen insights to ponder during the pandemic Pressure can be both a positive and negative The post
Posted: Sep 24, 2020
Public Policy Analysis & Opinion By Kevin P. Hennosy AN INCONVENIENT TASK FORCE NAIC forms climate change-related risk and resiliency task force This summer, the National Association of Insurance Commissioners The post
Posted: Sep 24, 2020
Management by Coaching By Kimberly Paterson, CEC COACHING FOR CHANGE AND GROWTH The key is knowing when it works and when it doesn’t Today’s complex and rapidly changing environment is The post
Posted: Sep 24, 2020
To the Point By John J. Heft POLLUTION LIABILITY 2020 A look at industry trends and challenges The year began with new trends in modular construction, robotics, 3D printing, and The post
Posted: Sep 24, 2020
Winning Strategies By Roger Sitkins IS YOUR AGENCY A LEAKY BUCKET? Small leaks can become large crises Recently I noticed a roof leak in the covered porch at my vacation The post
Posted: Sep 24, 2020
Dig a Little Deeper By Bruce D. Hicks, CPCU, CLU HANDYMAN OR AGENT? Can repair persons be considered “agents”? The Court Decisions is a popular Rough Notes magazine column. One The post
Posted: Sep 24, 2020
Pay up or else On January 26, 2017, Alliance Cab Service, LLC, submitted an application to Regions Insurance, Inc., an insurance agency, to procure a business automobile policy. The policy The post
Posted: Sep 24, 2020
Handyman or agent? A pipe leak caused water damage to a house owned by Cecilia Castillo and Jorge Guillen. They hired a handyman to repair the pipe and a water The post Handy...
Posted: Sep 24, 2020
Is passenger an insured? In October 2012, Monika Schmidt was a passenger in a vehicle driven by her friend, Deborah Fisher, when it was struck by a vehicle driven by The post
Posted: Sep 24, 2020
No ambiguity in UIM provisions When Megan Deaton lost control of the vehicle she was driving and crashed, her passenger, Chelsea Seaton, sustained fatal injuries. Chelsea’s mother, Leslie Seaton, asserted The post
Posted: Sep 24, 2020
Insurance operations should think long and hard before getting into any type of lending. But consideration of premium finance must acknowledge not just money left on the table, but the The post
Posted: Sep 09, 2020
When it comes to great client loss control programs, you as agent or broker must lead the way. Here are some practical tips to make sure your work has impact. The post
Posted: Sep 09, 2020
PEOPLE, PROGRAMS AND PANDEMICS Program business benefits accentuated in today’s disrupted world By Ray Scotto The Target Markets Program Administrators Association and program business in general entered 2020 riding high The post
Posted: Aug 31, 2020
AGENCY OF THE MONTH EVERYDAY PEOPLE … … Doing extraordinary things for clients at this Massachusetts agency By Dennis H. Pillsbury When Berry Insurance, Franklin, Massachusetts, was nominated to appear The post
Posted: Aug 31, 2020
AGENCY PARTNERS NETWORK TEAMS UP TO OFFER NEW AGENCY OPPORTUNITIES Keystone initiative aims to drive independent agency growth and succession options By Dave Willis, CPIA Following a brief slowdown earlier The post
Posted: Aug 31, 2020
YOUNG PROFESSIONALS NO TIME FOR EXCUSES Despite concerns and challenges regarding coronavirus, it’s time to move forward By Christopher W. Cook I liked the Stacked Pickle. Established in 2010, the The post
Posted: Aug 31, 2020
CAPTIVES FOR COMP An expert weighs the pros and cons of this strategy and discusses the pandemic’s impact on comp coverage By Elisabeth Boone, CPCU Amid the turmoil brought on The post
Posted: Aug 31, 2020
LOOKING BACK, LOOKING AHEAD “GENERALIST BY DESIGN” CONTINUES TO THRIVE Fourth generation now leading Southern Maryland agency forward By Dave Willis, CPIA Twenty-some years ago—yes, way back in the 20th The post
Posted: Aug 31, 2020
THE DUTY TO DEFEND IS A MIGHTY OBLIGATION Membership to a tanning spa required providing a fingerprint scan. However, that was the only requirement made of customers in providing personal The post
Posted: Aug 28, 2020
THE NEW, NEW WORLD We need to embrace the unfamiliar and capitalize on abundant opportunities By Troy Korsgaden During the Age of Discovery, after Europeans made landfall in what would The post
Posted: Aug 28, 2020
CANCER INSURANCE Voluntary coverage plays important role in addressing employee critical illness needs By Len Strazewski COVID-19, the respiratory virus that created a global pandemic, is the disease that dominates The post
Posted: Aug 28, 2020
THE CGL POLICY AND CONTRACTUAL LIABILITY A construction industry perspective By Douglas R. Holmes How the concept of “contractual liability” is treated in conjunction with the standard ISO commercial general The post
Posted: Aug 28, 2020